Ratanpur BO Pincode – 713121
Official postal details for Ratanpur BO (BO) in Purba Bardhaman, West Bengal.
Ratanpur BO is an official Branch Post Office (BO) with PIN Code 713121. It is situated in Purba Bardhaman district, West Bengal, operating under Burdwan Division with delivery status: Delivery. The universal IPPB & post office IFSC code is IPOS0000001.
- PIN Code
- 713121
- IFSC Code
- IPOS0000001
- Office Type
- BO
- Delivery
- Delivery
- Division
- Burdwan Division
- Circle
- West Bengal Circle
- District
- Purba Bardhaman
- State
- West Bengal
Ratanpur BO Postal & Banking Details
Verified postal directory specifications, centralized IPPB banking parameters, and administrative hierarchy for Ratanpur BO (PIN: 713121).
UIDAI Aadhaar Services Guidance
Aadhaar enrolment and update counters in India operate only at designated post offices and authorized UIDAI centers. To find verified Aadhaar service locations in Purba Bardhaman, check valid documents for update, or view official UIDAI fee schedules, refer to our comprehensive Post Office Aadhaar Center Guide or visit the official UIDAI portal (uidai.gov.in).
Geographic Location & Map
📍 Coordinates: 23.42° N, 87.85° E
Click "Load Interactive Map" or open directly in Google Maps.
💰 Available Banking & Savings Schemes at Ratanpur BO
Government of India Small Savings Schemes • 100% Sovereign Guarantee • Q4 2026 Notified RatesResidents served by Ratanpur BO (PIN: 713121) can invest in official Government of India Small Savings Schemes. Accounts can be opened directly at the counter by submitting Form 1 with KYC documents (Aadhaar & PAN). All deposits carry a direct sovereign guarantee from the Ministry of Finance with zero commercial bank default risk.
Monthly Income Scheme (MIS)
- Fixed monthly pension credited directly to savings account.
- Single limit: ₹9 Lakh | Joint limit: ₹15 Lakh.
- 5-Year tenure with 100% capital returned at maturity.
Kisan Vikas Patra (KVP)
- Doubles your investment in exactly 115 Months (9 Yrs 7 Mo).
- Minimum deposit ₹1,000; no upper limit.
- Can be pledged as collateral for bank loans.
5-Year Recurring Deposit (RD)
- Start from just ₹100 per month (no upper cap).
- Up to 50% loan facility available after 1 year (12 deposits).
- Advance deposits rebate for 6 or 12 months.
Senior Citizen Scheme (SCSS)
- Highest sovereign rate with quarterly pension credits.
- Individual limit: ₹30 Lakh | Joint couple: ₹60 Lakh.
- Section 80C deduction + ₹50,000 Sec 80TTB tax-free interest.
Post Office Time Deposit (FD)
- 1-Yr (6.9%), 2-Yr (7.0%), 3-Yr (7.1%), 5-Yr (7.5%).
- 5-Year deposit eligible for Sec 80C tax deduction.
- Zero TDS deducted at source by India Post counter.
PPF & Sukanya Samriddhi (SSY)
- PPF: 7.1% p.a. 15-year disciplined compounding.
- SSY: 8.2% p.a. highest return for girl child up to 10 yrs.
- 100% tax exemption on deposit, interest, and maturity (EEE).
📄 How to Open a Small Savings Account at Ratanpur BO:
Carry self-attested copies of Aadhaar Card, PAN Card, and 2 Passport Photos along with initial deposit cash/cheque. Fill out Form 1 at the counter.
🏦 IPPB Banking, AePS Cash Withdrawal & DBT Subsidies
Aadhaar Biometric Cash Out • PM-KISAN, Ladli Behna & Pension Direct Benefit TransferRatanpur BO operates as an active node for India Post Payments Bank (IPPB). You can withdraw cash from ANY bank account (SBI, PNB, BoB, HDFC, Canara) using just your fingerprint without an ATM card, receive government DBT subsidies directly, or book home cash delivery through your local postman.
AePS Fingerprint Cash Out
- No ATM Card Required: Withdraw up to ₹10,000 cash daily from any bank.
- Instant Authentication: Biometric thumb impression on micro-ATM.
- Free Services: Balance enquiry & 10-transaction mini statement are 100% free.
DBT Government Subsidies
- Guaranteed Credit: PM-KISAN (₹6,000/yr), Ladli Behna, and NSAP pensions.
- NPCI Aadhaar Seeding: Instant e-KYC account linking at counter or via GDS.
- Zero Balance Account: Opened in 5 minutes with zero initial deposit.
Postman Doorstep Banking
- Regulated Fee: Just ₹20 + GST (₹23.60 per visit) for home cash delivery.
- Pensioner Life Certificate: Digital Jeevan Pramaan at home (₹70 fee).
- Quick Booking: Call 155299 or request through your delivery postman.
Postal Tools & Services for Ratanpur BO
Frequently Asked Questions – Ratanpur BO (713121)
What is the PIN Code of Ratanpur BO?
The postal PIN code of Ratanpur BO is 713121.
What are the timings of Ratanpur BO (BO) Post Office?
Ratanpur BO (Branch Post Office) operates Monday to Saturday from 09:00 AM to 05:00 PM (counter services close around 03:30 PM). Branch Post Offices (BO) typically operate 4 to 5 hours daily (10:00 AM to 02:00 PM). It remains closed on Sundays and gazetted national postal holidays.
What is the official contact number for Ratanpur BO Post Office?
For parcel tracking, complaints, or inquiries regarding Ratanpur BO, contact the India Post national toll-free helpline at 1800 266 6868 (available Monday–Saturday 09:00 AM to 06:00 PM). For IPPB postal banking and doorstep services, call 155299.
Is Ratanpur BO (PIN: 713121) a delivery or non-delivery post office?
Ratanpur BO is registered as a Delivery post office. Dedicated postmen deliver Speed Post, registered letters, parcels, and government mail to local residents in PIN code 713121.
Which district and state is Ratanpur BO located in?
Ratanpur BO is located in Purba Bardhaman district, West Bengal under Burdwan Division.
Which postal division does PIN code 713121 fall under?
Ratanpur BO with PIN code 713121 falls under the Burdwan Division postal division, South Bengal Region region, in the West Bengal Circle postal circle of India Post.
What is the IFSC Code for Ratanpur BO Post Office?
The universal IFSC code for all India Post Payments Bank (IPPB) and Post Office savings accounts at Ratanpur BO is IPOS0000001 for online fund transfers via NEFT, RTGS, IMPS, and UPI.